Privacy Policy

1. Introduction

This Privacy Policy describes how Schwarz Capital ("we," "us," or "our") collects, uses, discloses, and safeguards information in connection with schwarzcapital.com and any associated subdomains (the "Site").

Schwarz Capital operates an internal artificial-intelligence research and technology platform for quantitative market research. We do not currently provide investment management services to the public, do not manage client assets, and do not accept outside capital. The Site is informational in nature.

2. Information We Collect

The Site does not offer accounts, does not process payments, and does not require registration for general access.

Information you provide voluntarily

• Contact information — your name, email address, and the contents of your message, if you choose to contact us.
• Mobile telephone number — only where you are an authorized operator who has expressly enrolled to receive operational alerts. See our SMS Privacy Policy.
• Business information — such as firm name or role, where you provide it in a business inquiry.

Information collected automatically

• IP address and the general geographic region derived from it
• Browser type, operating system, and device characteristics
• Pages accessed, referring page, and timestamps
• Standard web server and security logs

Information we do not collect

• Financial account numbers, brokerage credentials, or payment card data
• Social Security numbers or government identification numbers
• Biometric data or precise geolocation data
• Personal information from children under 13 years of age

3. How We Use Information

• Responding to inquiries — to reply to messages you send us
• Operational alerts — to deliver system and security notifications to authorized personnel who have enrolled
• Site security — to detect, investigate, and prevent unauthorized access or abuse
• Reliability — to monitor availability and resolve technical faults
• Legal compliance — to comply with applicable law or valid legal process

We do not use personal information for behavioral advertising, and we do not sell personal information.

4. Cookies

The Site uses cookies and similar technologies only to the extent necessary for the Site to function and to maintain security. We do not use advertising cookies or cross-site tracking technologies. Most browsers allow you to refuse or delete cookies through their settings.

If we introduce non-essential cookies in the future, we will update this policy and, where required by applicable law, obtain consent before those cookies are set.

5. Analytics

Where analytics are used, we configure them to collect no more than is necessary to understand aggregate usage, to avoid combining Site data with other sources for advertising, and to exclude analytics data from any decision affecting an individual. We do not use analytics data to build advertising profiles.

6. Third-Party Service Providers

We rely on a small number of vendors to operate the Site and our internal platform. Each is engaged to provide services to us and is not permitted to use information for its own marketing purposes.

• Amazon Web Services — cloud hosting and infrastructure; receives server logs, IP address, and request metadata
• Twilio Inc. — delivery of operational SMS alerts to authorized personnel; receives mobile number, message content, and delivery status
• Interactive Brokers LLC — brokerage platform used for simulated trading; no Site visitor data is transmitted
• Market data vendors — used by our internal research platform; no Site visitor data is transmitted

We may also disclose information to professional advisers under duties of confidentiality, in response to valid legal process, to protect rights or safety, or in connection with a corporate transaction subject to the protections in this policy.

We do not sell personal information, and we do not share personal information with third parties or affiliates for their own marketing or promotional purposes.

7. Data Security

We maintain administrative, technical, and physical safeguards designed to protect information, including:

• encryption of data in transit using industry-standard transport security
• restricted, credential-based access on a least-privilege basis
• credential material stored outside application source code and version control
• segregation of internal platform infrastructure from public-facing services
• logging and monitoring of system access and operational health
• documented change-control procedures governing production changes

No method of transmission or storage is completely secure. While we take these measures seriously, we cannot guarantee absolute security.

8. Data Retention

We retain information only as long as necessary for the purposes described here, or as required by applicable law. Correspondence is retained while a relationship or inquiry is active and thereafter as needed for business records. Web server and security logs are retained for a limited period consistent with security and diagnostic needs. Operational alert records are retained as part of our incident-response records. When information is no longer needed, we delete it or render it non-identifying.

9. Your Rights

Depending on your jurisdiction, you may have rights to access, correct, or delete personal information; to object to or restrict processing; to withdraw consent, including opting out of SMS alerts at any time; and to lodge a complaint with a supervisory authority.

To exercise any right, email privacy@schwarzcapital.com. We will respond within the period required by applicable law and may need to verify your identity first. We do not discriminate against individuals who exercise these rights.

10. Children's Privacy

The Site is directed to business and professional audiences and is not intended for children under 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, contact us and we will delete it.

11. International Users

The Site is operated from the United States. If you access the Site from outside the United States, information may be transferred to, stored in, and processed in the United States, where data protection laws may differ from those of your jurisdiction.

12. Contact

Questions, requests, or complaints regarding this policy may be directed to privacy@schwarzcapital.com.

13. Changes to This Policy

We may update this policy to reflect changes in our practices, technology, or legal requirements, and will revise the "Last Updated" date above. If we make a material change, we will provide prominent notice on the Site. Where required by applicable law, we will obtain consent before applying a material change to information previously collected.

Scope. Schwarz Capital does not currently offer investment advisory services, does not manage client assets, and does not accept outside capital. Nothing on the Site constitutes investment advice or an offer to sell or a solicitation to buy any security. See our Terms of Service.